Payment Options
Being sensitive to the fact that different people have different needs in fulfilling their financial obligations Dr. Curtis is happy to provide you with several payment options to help fit orthodontic treatment into any budget. For your convenience, we accept cash, personal checks, money orders, and most major credit cards.
Dental Insurance
As a service to our patients, our practice will help maximize your orthodontic benefits with most dental insurance programs, including non-managed care, indemnity (traditional) and PPO out-of-network. We are not part of any managed care network. Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be. The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.
Financing Options
We understand that a payment plan can sometimes be the best option for patients who need to get the treatment they need now. We are proud to offer the following financing options:
1. No initial payment and lower monthly payments up to 60 months.
Lending Club financing is the easiest way to get started with your orthodontic treatment with nothing down. They offer Low Interest* financing with low monthly payment options so you can get what you want, when you want it. For your convenience payments can extend to 60 months with no initial payment. With your good credit interest rates can be as low as 4.99%. (interest rates range from 4.99% to 24.99% depending on the credit and length of loan)
Lending club makes financing easy. Apply online at Lending Club or by calling (800) 630-1663. Once approved forms will be electronically sent to our office for your signature.
With Lending Club, the decision's in your hands to get what you want, when you want it.
2. Payment in Full.
A courtesy is offered for payment in full. Savings is calculated after Insurance benefits are applied.
3. In Office Financing: NO FINANCE CHARGES
We are happy to finance your orthodontic treatment with our in office financing. With an initial payment of one third we can finance the remaining balance in comfortable monthly payments. Payments are withdrawn electronically from your checking or savings account every month and you choose the date either on the 5th or the 19th of each month.
It has never been easier to get the smile you deserve.